What Do I Need to Know About Arizona Business Insurance?

What Do I Need to Know About Arizona Business Insurance? This is a very interesting question because the answer is as much as you possibly can. Each business is unique and comes with its own set of must-have coverages. Since …

What is Arizona General Liability Insurance?

What is Arizona General Liability Insurance? General Liability is an insurance policy that is designed to protect your business from potential claims filed against your company related to the following: advertising injury, such as slander and libel, property damage, personal …

Another Day, Another Arizona Data Breach Happens

Another Day Another AZ Data Breach Happens Cyber Liability Insurance

Another Day, Another Data Breach Happens Whether you read the newspaper in the morning or go online on your tablet/Smartphone for your daily news fix, chances are you will be reading about another company reporting that their data was hacked, …

Can Business Insurance be Obtained on a Vacant Commercial Business?

Can Business Insurance Be Obtained On A Vacant Commercial Business? By PJO Insurance Brokerage in Phoenix Arizona

Can Business Insurance be Obtained on a Vacant Commercial Business? Question: Can business insurance be obtained on a vacant commercial business? Will a vacant property that is being purchased be considered “vacant” during the renovation? I need to purchase a insurance policy …

Why Commercial Auto Coverage Is So Important

Why Commercial Auto Coverage Is So Important in Phoenix Arizona - Business Insurance by PJO Brokerage

Commercial Auto Coverage for any business is a must. In fact, right after Phoenix General Liability Insurance, it is the second policy you should have to start your Phoenix business venture. If you or your employees will use titled vehicles …

Entrepreneurial Spirit – Alive & Doing Well in Arizona

Entrepreneurial Spirit - Alive & Doing Well in Arizona

Entrepreneurial Spirit – Alive & Doing Well in Arizona With the economy recovering to levels we haven’t seen in a few years, more and more people are taking the plunge and starting their own Arizona business. In fact, the rate …

Is Liability Insurance For A 501c3 Required?

Is Liability Insurance for a 501c3 Required? By PJO Insurance Brokerage serving Glendale AZ

Is Liability Insurance For A 501c3 Required? A nonprofit organization should obtain general liability insurance in Glendale to protect the organization, its assets, managers, staff, and should include coverage for volunteers.  The general liability policy provides protection for the organization …

Is Technology Professional Liability A Critical Purchase?

Is Technology Professional Liability A Critical Purchase? By PJO Insurance Brokerage in Phoenix, AZ

Is Technology Professional Liability A Critical Purchase? Question: How should we think about insurance for technology professional liability? Is that a critical purchase now that my company is incorporated, or is it unnecessary? Answer: Professional liability insurance for any technology …

General Liability Insurance for Businesses Interested in Government Contracting

General Liability Insurance for Businesses Interested in Government Contracting

General Liability Insurance for Businesses Interested in Government Contracting Question: Any advice for purchasing General Liability Insurance for a business interested in government contracting? Answer: Unfortunately, there is no simple answer for this type of question. In bidding and then …

The Case for an Umbrella Policy

The Case For an Umbrella Policy in Scottsdale

The Case for an Umbrella Policy In the business world today, lawsuits against businesses are being filed with alarming frequency, and, unfortunately, the monetary amounts being awarded are increasingly exceeding six figures. If you are like most businesses, your Scottsdale …

What is the Best Way to Compare Insurance Rates for Small Professional Services Firms?

What Is the Best Way To Compare Insurance Rates for Small Professional Services Firms

What is the Best Way to Compare Insurance Rates for Small Professional Services Firms? We believe one of the best ways to compare coverages and pricing for a small professional services office is to contact an experienced and professional insurance …

The Art of Shopping for Scottsdale Business Insurance!!

The Art Of Shopping For Scottsdale Business Insurance

The Art of Shopping for Scottsdale Business Insurance!! I have noticed lately that more and more commercials about insurance are more or less saying the same thing, “We can save you hundreds of dollars or save you fifteen to twenty …

The World of Directors & Officers Insurance

Directors & Officers Insurance Protection by PJO in Scottsdale

The World of Directors & Officers Insurance Over the past five to seven years, it has been one wild ride for corporations doing business across the United States. With the financial meltdown we had, which led to one of the …

Looking Again At Cyber Liability Coverage

PJO Brokerage Discusses The Importance of AZ Cyber Liability Insurance

Looking Again At Cyber Liability Coverage In one of our earlier Arizona Blogs, we wrote about the vast number of websites that been hacked, exposing some very personal and confidential information of individuals ranging from politicians to some famous celebrities. …

Introduction to PJO Brokerage – AZ CA Business Insurance Specialists

Introduction to PJO Brokerage - AZ CA Business Insurance Specialists

Introduction to PJO Brokerage – AZ CA Business Insurance Specialists Video Transcript Patrick O’Neill of PJO Insurance Brokerage, LLC: “I would like to introduce PJO Insurance Brokerage. We are a full service commercial insurance agency serving the greater metro Phoenix, …

Hard to Believe 2014 is Almost Here!!

2014

Hard to Believe 2014 is Almost Here!! First and foremost, from all of us at PJO Insurance Brokerage, we would like to wish you a Happy New Year! I assume I am not the only one who thinks that this …