California Blog

3008, 2025

Protecting Your Manufacturing Business With Comprehensive Pollution Liability Insurance

August 30th, 2025|Categories: California, Pollution Liability Insurance|Comments Off on Protecting Your Manufacturing Business With Comprehensive Pollution Liability Insurance

Stay Protected & Operate With Confidence Through Pollution Liability Coverage Running a manufacturing plant today goes beyond daily operational tasks. Yes, it’s important to manage production schedules, but it’s also necessary to assess risks, including environmental ones. A single spill or improper waste disposal or emissions can result in [...]

3011, 2024

Why Life Insurance Is Essential For Your Financial Future

November 30th, 2024|Categories: California, Insurance|Comments Off on Why Life Insurance Is Essential For Your Financial Future

By Patrick O'Neill, PJO Insurance Brokerage. Arizona guidance, reviewed against Arizona Revised Statutes Title 20 and current IRS rules. Most articles about life insurance stop at "it replaces your income." That is the smallest part of what a policy does. The bigger part is what happens to the money [...]

3010, 2024

California Health Insurance Plans: Simple Steps To Make The Right Choice

October 30th, 2024|Categories: California, Insurance|Comments Off on California Health Insurance Plans: Simple Steps To Make The Right Choice

Buying health insurance in California can feel like taking a test you didn't study for. Between confusing terminology (deductibles, copays, coinsurance), dozens of different carrier options, restrictive provider networks, and a maze of income-based subsidies, it is incredibly easy to make an expensive mistake. Pick the wrong California health [...]

2806, 2016

Why EPLI Should Be Part of Your Insurance Program

June 28th, 2016|Categories: California|0 Comments

Why EPLI Should Be Part of Your Insurance Program All across America, whether it’s new Orange County, CA start-ups and established companies over the past two years plus have added thousands of new employees to their workforces. With this huge increase in employment, companies can always count on one thing, [...]

1407, 2015

Have You Looked at Your Insurance Program Lately?

July 14th, 2015|Categories: California|0 Comments

Have You Looked at Your California Business Insurance Program Lately? A few weeks ago, we sat down with a potential new client to discuss his insurance program in detail. His policies were due for renewal in a short time. The client was a California General Contractor who, for the most [...]

705, 2015

The Importance of Professional Liability

May 7th, 2015|Categories: California|0 Comments

The Importance of Professional Liability One trend that has been occurring with more frequency for quite a few Orange County, CA companies is the use of independent contractors instead of hiring new employees. As is the case with almost all companies these days, the most important item to worry about [...]

1410, 2014

Reviewing Your Current Orange County Insurance Policies?

October 14th, 2014|Categories: California|0 Comments

Reviewing Your Current Orange County Insurance Policies? Reviewing Your Current Orange County Insurance Policies? Ensure your Orange County business has the insurance it needs by reviewing your policies. Patrick O'Neill talks about things you may have overlooked. Orange County, California For any company today, reviewing various aspects of your business [...]

3009, 2014

Some Very Important Notes On California Insurance

September 30th, 2014|Categories: California|0 Comments

Some Very Important Notes On California Insurance Some Very Important Notes On California Insurance Does a CA start-up business really need insurance? Broker Patrick O'Neill tells about how getting coverage later can become problematic. Orange County, California Over the past several years of working with my clients and potential clients, [...]

Go to Top