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Patrick O'Neill

702-370-4799
patrick@pjobrokerage.com

Las Vegas Property & Inland Marine Coverage

Comprehensive Insurance Solutions to Safeguard Fixed & Movable Assets

Whether you own a construction company, a retail store, or transport high-value goods, our experienced brokers in Las Vegas work with top-rated insurers to customize coverage that aligns with your specific needs. Our specialized policies provide comprehensive protection for buildings, equipment, tools, and materials on the move, ensuring business continuity even in unforeseen circumstances. Secure your business assets today with tailored insurance solutions from PJO Insurance Brokerage.

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    Trusted Insurance Brokers for Property & Inland Marine Coverage in Las Vegas

    Complete Protection for Your Property, Equipment & Goods in Motion

    Safeguarding your business assets is essential regardless of their usage. They can be fixed in place or constantly on the move, but they still need proper protection. At PJO Insurance Brokerage, we provide comprehensive property and inland marine coverage in Las Vegas, ensuring your buildings, equipment, and transported goods remain protected from unexpected risks like theft, fire, natural disasters, and transit-related damages.

    Our expert brokers work closely with top-rated insurers to craft customized insurance solutions that meet the unique demands of your industry. Whether you’re a contractor, retailer, or logistics provider, we help minimize financial risks so you can focus on growing your business with confidence. Protect your investments with reliable coverage from PJO Insurance Brokerage.

    Expert Inland Marine and Property Insurance Solutions for Las Vegas Businesses

    Explore the Benefits of Property & Inland Marine Coverage

    • Shield Your Business Assets from Loss & Damage

      Property and Inland Marine Coverage guarantees protection for your buildings, tools, and transported goods against any loss in your business.

    • Coverage That Protects Property Across Various Locations

      Property and Inland Marine Coverage ensures your assets are protected wherever they go. Trust us to keep your business running smoothly.

    • Keep Your Equipment Safe from Theft & Unexpected Accidents

      Whether it’s construction tools, high-tech machinery, or mobile assets, we’re ready to offer the best services to guarantee high protection.

    • Insurance for Inventory, Machinery, & Transit Risks

      With PJO Insurance Brokerage, you get customized policies that cover your assets wherever they are, minimizing downtime and unexpected costs.

    • Mitigate Risks from Natural Disasters & Unforeseen Events

      Property and Inland Marine Insurance is crucial to safeguard your valuable assets against unpredictable events like floods and fires.

    • Industry-Specific Insurance Solutions Designed for Your Needs

      Whether you’re in construction, retail, manufacturing, or logistics, PJO Insurance Brokerage provides tailored insurance solutions to fit your specific needs.

    Tailored Insurance Solutions
    to Fit Your Nevada Business

    Discover Our Full Suite of Insurance Coverage Options

    Industries Protected by Property and Inland Marine Insurance in Las Vegas

    Industries Protected by Property & Inland Marine Insurance

    Businesses That Require Trusted Protection for Property & Transit Risks

    • checkManufacturing & Industrial
    • checkHealthcare & Medical
    • checkConstruction & Contractors
    • checkTechnology & Electronics
    • checkTransportation & Logistics
    • checkEvents, Exhibitions & More

    Our Clients’ Testimonials

    5-Star Rated Property & Inland Marine Insurance Brokerage In Las Vegas, NV

    Pats the best, hands down, if you need business insurance of any kind you gotta talk to him, crazy how different it is talking with someone who actually specializes in insuring businesses, instead of just a general insurance agent it really helps.

    Marie J. Mesa stars

    review-profile

    PJO was terrific, Patrick was great, know his stuff, helped get a policy for my business, and really explained the different types of insurances, so I understood what I might need besides just a basic general liability, which does very little for my particular company.

    Alex W.stars

    review-profile

    review personI came here not sure that I could get the best advice for my insurance plan, PJO were dedicated and advised me what were the available insurance options and plans that I could do with for my business. I truly feel PJO value their clients and I will continue using them.

    Faith D.stars

    Patrick O’Neill

    Patrick O’Neill | Business Insurance Broker

    Meet Patrick O’Neill & His Team

    Trusted Las Vegas Insurance Brokers
    With Over 50 Years Of Combined Experience

    When it comes to protecting your business, experience matters. Patrick O’Neill and his team at PJO Insurance Brokerage bring over 50 years of combined expertise in commercial insurance, offering customized solutions for businesses across Las Vegas. Their in-depth knowledge of property and Inland Marine Coverage ensures that your assets are always protected. With a client-first approach, Patrick and his team take the time to understand your business and provide coverage that truly meets your needs. Secure your business with trusted insurance experts who put your success first.

    What Sets PJO Insurance Brokerage
    Apart in Property & Inland Marine Insurance

    Specialized Insurance Solutions Designed for Las Vegas Companies

    At PJO Insurance Brokerage, we know that businesses face unique risks when it comes to protecting property, equipment, and assets in transit. Our Property & Inland Marine Insurance provides reliable protection against theft, damage, and unforeseen disasters, helping companies in Las Vegas stay secure. Whether you run a construction firm, manufacturing business, or retail operation, we offer policies that safeguard your investments and keep operations running smoothly.

    With over 50 years of combined experience, our team takes a hands-on approach to finding the right coverage for your industry. We work with top-rated insurance carriers to provide flexible policies that minimize risk and ensure financial security. Count on PJO Insurance Brokerage for expert guidance, personalized service, and comprehensive protection for your business.

    Discover More About Property & Inland Marine Insurance Policies

    Visit Our Conveniently Located Insurance Brokerage Office
    In Las Vegas

    Office Location in Las Vegas, NV
    9850 S Maryland Parkway #5,
    Las Vegas, NV 89183
    View Map | Get Directions

    patrick@pjobrokerage.com

    Monday – Friday: 9:00 am – 5:00 pm
    Saturday: 9:00 am – 12:00 pm

    tel702-370-4799

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    FAQs

    About Property & Inland Marine Insurance

    Property insurance protects businesses from a variety of risks that could lead to financial loss. It typically covers damage or loss due to fire, theft, vandalism, storms, and certain natural disasters. If a covered event damages buildings, equipment, inventory, or furniture, property insurance helps cover the cost of repairs or replacement. Some policies also include business interruption coverage, which helps compensate for lost income if a disaster temporarily shuts down operations. However, standard property insurance may not cover earthquakes or floods unless additional coverage is purchased. Customizing a policy based on your business’s location, industry, and assets ensures the right level of protection. Working with an experienced broker like PJO Insurance Brokerage helps businesses secure comprehensive coverage against potential threats.

    Businesses that transport, store, or temporarily house equipment, tools, or materials in multiple locations should consider inland marine insurance. This coverage is essential for industries that rely on mobile assets, leased equipment, or materials in transit. Construction companies, for example, move tools and machinery between job sites regularly, making them vulnerable to theft or accidental damage. Retailers and wholesalers transporting inventory also face risks during shipping. Additionally, photographers, IT professionals, and event planners with expensive portable equipment can benefit from inland marine policies. Unlike standard property insurance, which covers fixed locations, inland marine insurance provides protection wherever your assets go. Businesses that rely on mobility or remote operations should have this extra layer of coverage to ensure financial security in case of damage, theft, or loss.

    While both property insurance and inland marine insurance protect business assets, they cover different types of risks. Property insurance is designed for fixed assets—it covers buildings, inventory, office equipment, and machinery located at a specific business location. It protects against perils like fire, theft, vandalism, and some weather-related events. Inland marine insurance, on the other hand, covers movable property—anything that is transported, stored off-site, or frequently relocated. This includes tools, equipment, goods in transit, and rented assets. Inland marine insurance fills the gap where property insurance may not apply, ensuring assets are protected even when they are outside of the primary business location. For businesses that operate both from a fixed location and in the field, having both coverages ensures full asset protection.

    Yes, property and inland marine insurance can be bundled to provide more comprehensive coverage for businesses that need protection for both fixed and mobile assets. Many insurance providers offer package policies that combine these coverages, making it easier to manage risk while potentially lowering overall costs. For example, a construction company may have a headquarters with insured office space and storage, but it also needs inland marine coverage for equipment moving between job sites. Similarly, a retail business may insure its storefront while also protecting goods transported to trade shows or pop-up locations. By bundling these policies, businesses can reduce coverage gaps, simplify policy management, and potentially lower premiums. An experienced insurance broker can help customize the best package for specific needs.

    Yes, inland marine insurance covers goods, equipment, and materials while they are in transit. Unlike standard property insurance, which only protects items at a designated location, inland marine insurance provides coverage when assets are being transported by land, stored temporarily, or used at off-site locations. For example, a construction company moving heavy machinery between job sites can rely on inland marine insurance to cover potential damage or theft. Similarly, a retailer shipping inventory to a warehouse can be protected if items are lost or damaged in transit. While inland marine insurance covers many transit-related risks, some exclusions may apply, such as certain perils during international shipping. Discussing coverage specifics with an insurance broker ensures the right level of protection.

    Many industries benefit from property and inland marine insurance, particularly those that manage physical assets, transportation, and remote operations. Construction companies rely on it to protect tools, heavy machinery, and materials that frequently move between job sites, so they also need proper coverage. Retailers and wholesalers need coverage for inventory stored in warehouses and during shipments. Technology and IT service providers also benefit from coverage because they need special insurance to protect mobile electronics, servers, and leased equipment. Event planning and photography businesses depend on it to safeguard portable assets like cameras, sound systems, and staging materials. Manufacturing companies benefit from coverage for production equipment, inventory in transit, and materials stored at temporary locations. Investing in the right insurance helps businesses minimize financial risks, ensuring they can recover quickly.

    Determining the right property and inland marine insurance requires a thorough evaluation of industry risks, asset types, and operational locations. Businesses must consider what assets need protection and whether they remain in one place or frequently move between locations. Understanding how and where assets are used helps in selecting the right coverage for stationary property and transported equipment. Identifying potential risks such as theft, fire, natural disasters, or transit-related damages is essential to avoid financial setbacks. An experienced insurance broker can assess specific needs and help identify potential gaps in coverage. PJO Insurance Brokerage provides expert guidance to ensure businesses have comprehensive protection that aligns with their operations. With the right coverage, companies can safeguard their investments and maintain stability, even when unexpected challenges arise.

    Standard property insurance typically does not include coverage for earthquakes or floods unless specifically added as an endorsement or separate policy. This means businesses in high-risk areas should consider purchasing earthquake insurance or flood insurance to ensure full protection. Inland marine insurance may cover some damage related to weather conditions if the policy includes those perils. However, businesses transporting goods through disaster-prone regions should verify what weather-related risks are included in their coverage. Since natural disasters can cause significant financial losses, it’s important to work with an experienced insurance broker to secure the appropriate coverage. PJO Insurance Brokerage helps businesses understand their risks and find the right policies to ensure they’re protected from potential catastrophic events.

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      PJO Insurance Brokerage


      Nevada Business Insurance Agency
      9850 S Maryland Parkway Suite A-5-262
      Las Vegas, Nevada 89183

      Office: 702-370-4799
      Email: patrick@pjobrokerage.com
      Website: pjobrokerage.com/nevada


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