Table Of Contents
- How Product Liability Insurance Works In Orange County
- Tailored Insurance Solutions For Your Business Needs
- Main Coverages Offered By Product Liability Insurance
- Which Businesses Need Product Liability Coverage In Orange County
- Our Clients’ Testimonials
- Meet Patrick O’Neill & His Team Members
- Why Partner With PJO Brokerage For Your Product Liability Coverage
- Protect Your Business Against Product Liability Risks Today
- Conveniently Located To Serve Businesses In Orange County
- FAQs About Product Liability Insurance
- Read Our Blog For Insights On Business Insurance & Liability
- Start Your Product Liability Coverage Today!
How Product Liability Insurance Works In Orange County
Coverage That Protects California Businesses From Product-Related Claims
PJO Insurance Brokerage helps California businesses manage risks that arise when a product causes injury or damage. Our product liability coverage supports manufacturers, distributors, and retailers who need strong protection as they navigate product safety requirements. Our skilled staff guide companies through claims, investigations, and costs linked to defective items. This insurance strengthens business stability and keeps operations secure across Orange County’s diverse commercial market.
We create coverage options that help businesses handle lawsuits, repair demands, and claims tied to product issues. Our team explains each protection clearly so clients understand how their insurance responds when problems occur. These policies support long-term growth, meet contractual expectations, and protect companies across every stage of the supply chain. We stay focused on clarity, strong guidance, and reliable protection across Orange County.

Tailored Insurance Solutions For Your Business Needs
Helping California Businesses Operate With Confidence
Main Coverages Offered By Product Liability Insurance
Which Businesses NeedProduct Liability Coverage In Orange County
Manufacturers Of Consumer & Industrial Products

Manufacturers face exposure to product defects, equipment failures, and safety issues during production and distribution. Our product liability coverage helps manage risks, address claims, and support long-term stability within Orange County’s competitive market for local businesses.
Food And Beverage Producers & Distributors

We support food and beverage companies dealing with contamination, labeling mistakes, or defective packaging. Product liability insurance helps manage claims when consumers experience harm. This coverage strengthens safety efforts and protects businesses from costly disputes.
Retailers & Wholesalers Selling To The Public

We also assist retailers and wholesalers who face responsibility for the products they sell. Even without manufacturing items, they can encounter claims when defects cause harm. Product liability insurance protects them from financial loss and legal challenges.
Medical Device & Pharmaceutical Companies
Medical device and pharmaceutical companies face strict safety expectations and significant exposure when products malfunction or cause adverse effects. Product liability insurance helps manage claims, support compliance, and protect business performance across Orange County’s healthcare sector.
Automotive Parts Makers & Distributors
Automotive parts makers and distributors face high risk when components fail or create safety concerns. Product liability insurance helps manage claims tied to malfunctions, protect financial stability, and support ongoing operations throughout Orange County’s automotive industry.
E-Commerce Businesses Shipping To Consumers
Our staff helps e-commerce companies that ship products directly to consumers and face liability for defective items. Product liability insurance protects them from claims, strengthens customer trust, and supports sustainable business growth.
Our Clients’ Testimonials
Orange County’s Product Liability Insurance Experts With 5-Star Reviews
PJO Insurance Brokerage has a comprehensive understanding of all your insurance needs! Not only are they highly knowledgeable, they also offer a level of professionalism and courtesy that set them apart from their competition. Quick to respond to your needs, PJO Insurance Brokerage makes you feel like you have someone looking out for your best interests. Our company has used them exclusively and will contiue to do so. We have the upmost confidence in PJO Insurance Brokerage, and so should you!
Felicity Sevanik | ★★★★★

Patrick is the easiest person to work with and always gets our company the best possible insurance rates. We love working with PJO Insurance Brokerage!
Melissa Mcmurray | ★★★★★
Great Insurance agency, I’ve been with PJO Insurance for many years insuring all my business needs, they always get me the best deals possible, very professional and trust worthy.
JJ Property Investments LLC | ★★★★★

Meet Patrick O’Neill & His Expert Team
Trusted California Brokers With 50+ Years Of Industry Experience
Patrick O’Neill leads a team committed to helping California businesses secure dependable product liability protection. Our brokers focus on clarity, strong guidance, and practical solutions that address modern risks. With decades of experience, we help clients navigate claims, understand policy details, and strengthen long-term business stability. Every partnership receives our full attention so companies stay protected in today’s competitive and evolving marketplace across Orange County.
Our staff takes time to review each company’s products, distribution channels, and potential exposure points. This approach allows us to recommend coverage that aligns with real operational needs. We stay available to answer questions, adjust policies, and support clients through every stage of risk management. Businesses rely on our experience, local insight, and commitment to providing reliable product liability protection throughout California.
Why Partner With PJO Brokerage For Your Product Liability Coverage
Comprehensive Protection Designed Around Your Business Needs
Clients benefit from product liability solutions built to support their daily operations and growth plans. Our team identifies relevant risks, explains coverage clearly, and delivers options that help businesses handle claims effectively. This approach keeps companies protected in Orange County’s demanding commercial environment.
Our guidance evolves as your business grows, ensuring your coverage stays relevant. We review policies regularly, address new exposures, and help clients stay prepared for changing industry demands. This level of support creates long-term confidence and strong financial protection for companies.


Conveniently Located To Serve Businesses In Orange County
107 Via Estrada, Unit A
Laguna Woods, California 92637
Monday – Friday: 9:00 am – 5:00 pm
Saturday: 9:00 am – 12:00 pm
FAQs About Product Liability Insurance
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