Insuring businesses is a skilled business. For professionals, the liability that is generated is many fold. If a CA architect has a project and the build-out becomes complicated or results in injury or structural failure, the architect may be sued. If an E-commerce site fails to operate, the web designer may be liable for lost business. If a medical practitioner commits malpractice, the resulting fallout can leave them exposed to lawsuits and other reprisals. To protect your partnership, corporation or other business, you must have general liability coverage and any other type of coverage your field demands.