Obtaining The Proper Insurance Coverage For Your Newport Beach Business
Newport Beach, CA, along with Newport Harbor and Newport Bay, is one of the most desirable places to call home in all of Orange County, CA. In fact, Newport Harbor is the largest recreational boat harbor on the U.S. west coast and a popular destination for all boating activities including fishing, sailing, rowing, paddleboarding, and kayaking. Newport Beach is home to such companies as Pacific Life, Conexant, Galardi Group, PIMCO, and the largest and one of the most prestigious Mercedes-Benz dealerships in the world, Fletcher-Jones Motorcars, among the more than twenty thousand companies that are located in Newport Beach. The experienced and professional brokers at PJO Insurance Brokerage can, in most instances, help you secure insurance coverage for your company whether it is engaged as a entrepreneur-startup, in the communications field, a professional consultant, a product distributor or manufacturer, in the pharmaceuticals industry, the construction field, a General Contractor or as an artisan/sub-contractor, an app designer, in the health care field, a retailer, in the technology field, or one of the many different companies that operate in Newport Beach, California.
If your business is in the construction field acting as a General Contractor working on such projects as performing restorations or involved in tract work, building new custom homes, remodel or renovation projects, commercial tenant-improvements or new builds, or if your company acts as an artisan/sub-contractor in such trades as Drywall Contractor, Painting Contractor, Roofing Contractor, Plumbing Contractor, Concrete Contractor, Electrical Contractor, Masonry Contractor, Carpentry Contractor, or one of the numerous trades there are, regardless of whether the projects are commercial or residential, it would be advantageous for your company to work with an insurance agency who has worked with contractors for years and understands what their particular insurance needs will be, and this is why PJO Insurance Brokerage is the agency that would benefit your company. We work with numerous insurance carriers across the country who have extensive experience working with various insurance coverages for contractors such as General Liability Insurance, Pollution Liability, Workers’ Compensation Insurance, and Property/Inland Marine Insurance, to name just a few of the coverages that are available.
One particular industry sector that, over the past ten to fifteen years has just exploded in terms of growth, is the Professional Services Sector in areas such as an Accountant/CPA, Architect, Management Consultant, Media Consultant, Technology Field, Website Designer, or one of the numerous professional companies that call Newport Beach home that will provide their clients with a service for a fee, provide advice or expertise, or a professional service of some sort. It is imperative that your company carry the proper limits of Professional Liability Insurance Coverage in case a claim or lawsuit should be filed against your company alleging an omission or error or a negligent act performed by your company in its duties regarding a client during which the client suffered harm. Our experienced brokers have several “A” rated insurance carriers to work with, and, in most cases, can secure the proper professional insurance coverage for your company’s needs.
Newport Beach Workers’ Compensation Insurance
It Is Mandated By State Law That Your Company Carry A Newport Beach, CA Workers Compensation Insurance
Newport Beach Errors & Omissions Insurance
Our Experienced Brokers Have Several “A” Rated Insurance Carriers To Work With
Newport Beach Professional Liability Insurance
In Case A Claim Or Lawsuit Should Be Filed Against Your Company
Newport Beach Cyber Liability Insurance Coverage
Taking Steps To Protect Your Company With This Type Of Coverage Would Be A Wise Move
Newport Beach Product Liability Insurance Policy
It Would Be In Your Company’s Best Interest Depending On Which Product And Its Risk Factors
When companies are deciding what their marketing plans will entail, in almost every instance, having a media presence will be part of that plan. Among the many possible choices are an Instagram Account, a LinkedIn Page, Company Facebook Page, Twitter Feed, or a Company Blog, and your company should also be aware that these can all be a serious risk to your company and its bottom line. If your California company is processing credit or debit cards through its website and stores or collects valuable information from clients such as addresses, medical records, social security numbers, or other vital information, your first step in protection should be to have Cyber Liability Insurance Coverage as a part of your total insurance program. Every day there is a newly reported incident of a company’s system being hacked and information being leaked, so taking steps to protect your company with this type of coverage would be a wise move.
Another area of business that has also taken off in the past few years is that of a Product Manufacturer, Distributor, or Manufacturer’s Rep in different sectors such as dietary products, food products, technology products, healthcare/medical products, industrial products, or one of the thousands of unique products that are marketed and sold around the world daily. It would be in your company’s best interest to have a Product Liability Insurance Policy in effect, and depending on which product and its risk factors, adding the proper layer(s) of additional insurance coverage through an Umbrella/Excess Liability Policy would be beneficial to your company. In most cases, PJO Insurance Brokerage can find the proper insurance coverage for your company’s product line.
Newport Beach Business Insurance With over twenty thousand companies in Newport Beach, CA, chances are your company will have a Board of Directors. In order to provide protection for your Board of Directors, we suggest that your company acquire a Directors & Officers Liability Insurance Policy. This type of coverage will protect your Board of Directors in the event there is an actual or alleged act, misleading statement given, or omission, or breach of duty leveled against them. These types of policies can be purchased by for-profit companies, nonprofit companies, and educational institutions.
When discussing your company’s insurance needs, you want an agency who will work with you to protect your assets, and we believe that PJO insurance Brokerage is the proper choice for your needs. We would welcome the opportunity to work with your company in the near future.