Garden Grove, CA Commercial Insurance
Garden Grove, CA, which was founded in 1874, became an incorporated city in 1956 with forty-five thousand residents. It has now grown into a thriving community of over one hundred seventy-five thousand residents. Also, Garden Grove is home to the famous “Strawberry Festival”, held every year since 1958 and attended by thousands. With over thirteen thousand businesses based in Garden Grove, it has become a desirable area for entrepreneurs to start or expand their companies. Regardless of what business field your company is involved with, such as a product distributor or manufacturer, website designer, health care field, professional consultant, retailing, pharmaceuticals industry, app designer, entrepreneur-startup, technology field, communications, the construction field as a General Contractor or as an artisan/sub-contractor, or one of the numerous business fields there are operating in Orange County, the professional brokers at PJO Insurance Brokerage can find the proper insurance program for your company’s particular needs.
Over the past years, one particular business sector which has experienced an incredible rate of growth is the Professional Services Sector in such areas as Project Manager, Technology Field, Architect, Engineer, Accountant/CPA, Management Consultant, Website Designer, Media Consultant, or one of many professional companies that call Garden Grove, CA home that provide their clients a service for a fee, expertise, advice or a professional service of some sort. It is very important that your professional services business carry proper limits of Professional Liability Insurance Coverage in the event a lawsuit or a claim is filed against your company alleging a negligent act, an omission, or error performed by your company in your duties regarding a client in which the client suffered harm. The brokers at PJO Insurance Brokerage have access to “A” rated carriers and can find the proper coverage for your company’s professional insurance coverage needs.
If your California company has a board of directors, or are about to create a new board, we suggest that in order to protect your Board of Directors, your company purchase Directors & Officers Liability Insurance Coverage, which will provide your board members with insurance coverage in the event there is any actual or alleged act, misleading statement given, or omission, or breach of duty leveled against them. This type of Professional Liability Insurance Policy can be purchased by nonprofit companies, for-profit companies, and educational institutions.
If your Garden Grove company is engaged in the construction sector as a General Contractor working on building new custom homes, performing restoration projects, involved in tract work, renovation or remodel projects, commercial tenant-improvements, or new builds, or your company is performing projects as a sub-contractor/artisan contractor such as a Plumbing Contractor, Electrical Contractor, Concrete Contractor, Carpenter, Painting Contractor, Drywall Contractor, Roofing Contractor, Masonry Contractor, or one of the dozens of trades there are, whether you are doing commercial or residential work or both, your company most likely would prefer to work with an insurance agency who has worked with contractors for years and understands the insurance needs they face, and this is why PJO Insurance Brokerage is the agency for your company’s insurance needs. Our agency has access to various insurance carriers working in the construction sector with coverages for General Liability Insurance, Pollution Liability, Workers’ Compensation Insurance, and Inland Marine, to name just a few of the coverages that are available for the construction industry.
If your Garden Grove, CA company is engaged as a Product Distributor, Manufacturer, or Manufacturer’s Rep in various fields like food products, healthcare/medical products, technology products, snack products, dietary products, energy products, or one of an endless number of diverse products that are sold and marketed worldwide daily, it is extremely important that your company has Product Liability Insurance Coverage in place, and depending on what risks that may be associated with the product, you should consider adding additional layers of protection by purchasing an Umbrella/Excess Liability Policy. Depending on the product, our agency has access to various insurance carriers across the country, and, in most cases, can find the proper insurance coverage for your company’s product.
With the way companies operate these days, it’s almost impossible to survive without some sort of media presence, whether that would be a Company Facebook Page, Instagram Account, Twitter Feed, a LinkedIn Page, or Company Blog, among the numerous possibilities, you should be acutely aware of how they can be a potential risk to your company. In addition, if your Garden Grove company processes debit or credit cards, collects or stores clients’ valuable information such as social security numbers, medical records, etc., we suggest that you strongly consider adding a Cyber Liability Insurance Policy to your overall insurance program. Each and every day, there is a report about some company system which was hacked, and the information off their servers was leaked, so acquiring this type of coverage is vital to your business.
Someone, right now, in Garden Grove, California is either making plans to start their new venture or researching ways to make their current business larger and more profitable. When it comes to your company’s insurance needs, you will want an agency who will work with you to protect your assets, and we believe that PJO insurance Brokerage is the right choice for your needs. We would welcome the opportunity to work with your company in the near future.
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