If your business is that of a Product Distributor, Manufacturer or Manufacturer’s Rep in such product fields as dietary products, healthcare/medical products, energy products, snack products, industrial products, energy products, or one of the numerous products that are marketed and sold around the world each day, then you understand how important it is for your company to carry Product Liability Insurance Coverage in California, and depending on what product your company is involved with, to also add an additional layer of protection with an Umbrella or Excess Liability Policy. At PJO Insurance Brokerage, our brokers have access to numerous top-tier carriers and can assist you in creating an insurance program that is designed to fit your company’s specific products’ needs.
If your company is one that has a board of directors, we highly recommend that you protect your board of directors by acquiring a Directors & Officers Liability Insurance Policy for Mission Viejo, CA which will provide coverage in the event there is a claim against your board for any actual or alleged act, breach of duty, misleading statement given, or omission by your company’s board of directors and officers. This Professional Liability Insurance Coverage can be written for for-profit companies, nonprofit companies, and educational institutions.
In this day and age, regardless of what particular type of company you operate in Mission Viejo, California, your company will probably have a media presence such as a Twitter Feed, Instagram Account, LinkedIn Page, Facebook Page, or a Company Blog, among the many possibilities, with all of these activities as a risk to your company. If your company also has a website where debit or credit card info is taken, or if your data bases contain vital information on your clients, then one of your first priorities should be to have a California Cyber Liability Insurance Policy as part of your overall insurance program. Think about how many articles and newscasts you have witnessed over the past year reporting another company’s confidential information that was hacked.