Whether your operation is a single operation or have multiple units, we can help you find the appropriate coverage to ensure you are covered properly.
- Professional liability automatically provided at the general liability limit for no additional charge
- No liability deductible
- Child molestation and abuse limits available up to $100,000 per occurrence/$300,000 aggregate – definition includes corporal punishment
- Employees including Directors and Assistant Directors are included as Insureds under Child Molestation and Abuse Coverage
- Child molestation and abuse coverage applies off premises
- Defense Cost reimbursement available for false allegations of Child Molestation or Abuse against the facility owner operators and employees
- Medical payments coverage automatically provided for no additional charge that includes coverage for enrolled students
- Hired and non-owned auto liability coverage available
- Expanded definition of bodily injury to include sickness or disease caused by mental anguish or emotional distress
In addition, we also offer coverage for the following:
- Building Contents
- Property Extension Endorsements
At PJO Insurance Brokerage we welcome the opportunity to review your current insurance or work up an entire new plan for your business. We look forward to hearing from you.