Assisted & Independent Living Facilities, Skilled & Intermediate Care Facilities, Retirement Apartments & Continuing Care Retirement Communities
With the aging of the baby boomer generation, changes are going to be quite extensive to the area of senior care. These Baby Boomers will want a lot of influence on where they reside and what their environment will be like. This particular group will want many more choices from their assisted living facilities concerning what type of services that will be available, the type of residences they will occupy, and, definitely, a higher level of care. Since most of them are tech-savvy, they will want the premises to have top notch technological services.
Whether your company runs a Skilled Nursing Facility, Intermediate Care Facility, Assisted Living Facility, Independent Living Facility, Retirement Apartments, Resident Care Facility, Personal Care Homes, or Continuing Care Retirement Community Facility, having the proper insurance program for all these new advances in senior care can mean the difference between surviving a claim or closing your doors due to one.
PJO Insurance Brokerage has programs available for Long Term Care Insurance that include Arizona Professional Liability Insurance on a claims made basis, and General Liability Insurance in Phoenix on an occurrence or claims made basis, coverage for physical/sexual abuse, defense costs outside or inside the policy limits, punitive damages coverage where allowable by law, evacuation expense reimbursement coverage, first dollar coverage available (no deductible or SIR), higher deductible/SIR options available, coverage provided for AZ medical directors, resident property coverage, employee benefits liability coverage, coverage for barbers and beauticians, coverage for violation of residents’ rights, umbrella or excess liability up to more than $25,000,000 available.
In addition to the above coverages, additional coverages your company should consider: Earthquake, Flood, Computer Fraud, Forgery, Fine Arts, Cyber Liability, Employment-related Practices and Directors & Officers Liability insurance. If your company would like to discuss any of the above insurance coverages or would like to discuss putting together a complete insurance program, please call the experienced and professional brokers at PJO Insurance Brokerage.