Arizona Roofers’ General Liability Insurance
When we discuss trades in the construction industry, securing General Liability Insurance for Roofing Contractors is one of the most difficult of the trades to find carriers willing to write their coverage. Roofing Contractors do have specific risks not usually associated with other contractor trades, and with that brings an increased rate of claims filed against them versus other trades such as Carpentry, Concrete, Electrical, or Plumbing. When your roofing company is looking for AZ general liability insurance, PJO Insurance Brokerage can be of value to your company considering our long history of providing General Liability Insurance coverage for Roofing Contractors and our access to numerous carriers that offer Arizona Roofing General Liability Insurance so your roofing company can secure the proper coverage for your company’s particular needs.
When looking at most Roofing General Liability policies, generally, the limits are $1,000,000 per occurrence and $2,000,000 aggregate on a standard policy. However, if your roofing company is performing work for commercial projects, apartments, or expensive, new custom homes, we would suggest that it would benefit your company by securing an additional layer of protection, otherwise known as an Umbrella Policy, over your current Arizona General Liability Policy. Working as an Arizona Roofing Contractor, you should be aware that without the proper insurance coverage, your business could potentially suffer large losses should your company be held liable for a claim that was successfully filed against you. Having a Phoenix Roofing General Liability Insurance Policy will help to protect you from these losses. Also, it would be beneficial to your company to carry adequate workers’ compensation insurance to protect your employees.
By acquiring Arizona Roofing General Liability Insurance coverage, the policy can provide your company with protection should the company suffer a claim of property damage or bodily injury that may occur during the course of your work. If there is a claim against your company, your insurance carrier will investigate the claim and provide legal defense for the claim. By having an Scottsdale Roofing insurance policy, it will be very beneficial to handle those costs in navigating through the claim’s process.