Another area of coverage that you should also pay close attention to is having an umbrella policy excess over your auto insurance policy. Consider what a serious auto accident would do to your company’s finances? If it has been some time since you have reviewed your auto liability limits, then you should review them immediately so you aren’t faced with inadequate limits after being sued for a serious at-fault accident. In addition, if your company has employees who regularly use their cars in the course of business for your company, they also put your company at risk should they cause an accident which could lead to a serious judgment against your business. Having an Umbrella policy that is excess over your Auto Liability Insurance could mean the difference between staying in business or having to close your doors.