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Patrick O’Neill | patrick@pjobrokerage.com

480-248-7495

Insuring Phoenix, Scottsdale, Tucson, Flagstaff and All of Arizona

With the advances that the Internet has made, it has never been easier to manufacture a new product and bring it to market with the potential of reaching millions of users in the simple click of a mouse. There have been more new products brought to market in the past five years than there have been in the previous twenty years. When we look in the complex business world in which we live in today, the simple procedure of producing and/or selling a product has become cause for concern, and, possibly, a product liability exposure.

Some products that pose very little potential to cause harm or damage have a lower premium, and there are others that have a higher propensity to be risky, and, therefore, will command a much higher premium to compensate for the risk.

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    PJO Insurance Brokerage

    Founded in 2003, PJO Insurance Brokerage was founded with the intention of catering to our customers’ insurance needs and providing them with unmatched customer service. We aim to give them the appropriate coverage for all of their business insurance needs.

    Patrick o’neill

    Phoenix business insurance broker, Patrick O’Neill offers top-rated business insurance to help his clients meet the insurance needs and requirements of their business. With over 50 years of combined experience, Mr. O’Neill offers a level of expertise that is unmatched by any other.

    PATRICK O’NEILL

    Phoenix Commercial Insurer

    This is where it is prudent business sense to have a Product Liability Insurance Policy in place as well as your Phoenix General Liability coverage before you actually distribute or sell your product directly or through a retailer or wholesaler. In most instances, it will not be what role your company will play in the product’s life, whether it be of a manufacturer, distributor, or wholesaler, the vast majority of companies that you will conduct business with, either a wholesale or retail operation, will, most likely, require products liability insurance on the items you are selling to them, and that is regardless of whether you have developed the product on your own or you are a sales rep for another company.

    Type of Business Insurance
    in Phoenix, AZ

    Phoenix is a vibrant city, with a diverse socio-economic mix. Businesses of all sizes, from large multinational corporations to small local sole proprietorships and LLC’s call PHX metro their headquarters. There are several business districts in Arizona, most of which are either in the downtown phoenix area or the famous Camelback corridor. Please note, PJO Insurance Brokerage serves all of Arizona as well.

    PHOENIX BUSINESS INSURANCE

    Providing Insurance For Businesses In Phoenix Arizona

    PHOENIX START-UP BUSINESS INSURANCE

    Specialized Insurance Plans That Fits Your Business Needs

    PHOENIX PROFESSIONAL LIABILITY INSURANCE

    Protection Against Alleged Negligence, Dishonesty, Errors or Omissions

    ARIZONA COMMERCIAL UMBRELLA INSURANCE

    Learn How An Umbrella Liability Policy Can Benefit your Company

    PHOENIX CYBER LIABILITY PROTECTION

    A Cyber Liability Policy May Be Necessary For Your Company

    PHOENIX ERRORS & OMISSIONS INSURANCE

    Protection For Accountants, Architects, Attorneys, Brokers, Consulting and More

    Business Insurance Agency In Phoenix, AZ

    We stress to our clients that even if your business did all it could to take every reasonable precaution, unfortunately, situations do arise which could harm a customer, and your business could be held liable, hence the need for a Product Liability Insurance policy. In securing a Product Liability Insurance Policy, the insurance carrier has a duty to defend you in the event of a claim, cover the costs to investigate the claim, and pay out any settlement or judgment that be made against your company up to the limits of the policy.

    In reviewing what a Product Liability Policy would cost, the premiums usually are based upon the type of product you are either selling or producing, the volume of sales, and what is the role that you will play in the process. There really isn’t a standard rate table for these types of policies because they are based on the specific type of product you manufacture, retail, distribute, or market.

    Get The Best Phoenix Business Coverage

    East Valley

    In addition to Phoenix we serve the nearby East Valley cities of Chandler, Gilbert, Apache Junction, San Tan Valley, Queen Creek and Ahwatukee.

    West Valley

    In Western Arizona we provide insurance for manufacturers, distributors and wholesalers in areas of Goodyear, Sun City, El Mirage, Surprise, Tolleson, Avondale, Buckeye, Waddell.

    North Phoenix

    We have provided insurance protection for many businesses in the North Phoenix, Scottsdale, Paradise Valley, Tempe, Cave Creek, Anthem, and Peoria.

    Northern Arizona

    In Northern Arizona our brokers have serviced insurance policies for commercial clients in the Prescott, Flagstaff, Sedona and Payson area.

    Southern Arizona

    The manufacturing industry in Southern Arizona is expanding quickly and we are insuring businesses in Tucson, Oro Valley, Yuma, Casa Grande, Florence and Marana.

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    scottsdale

    glendale

    tempe

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    LOCATE US

    4103 East Prickly Pear Trail
    Phoenix, Arizona 85050

    patrick@pjobrokerage.com

    Monday – Friday: 9:00 am – 5:00 pm
    Saturday: 9:00 am – 12:00 pm

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